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Request My Free Relocation Package. Don't Move To Santa Rosa, Petaluma and Sonoma County Without It!  Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate to and from the Santa Rosa, Petaluma and Sonoma County, California area. If you will be moving to the Santa Rosa, Petaluma and Sonoma County area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. I'll send you every home or property that is currently available that matches your criteria. When you visit, I'll be ready! We will visit the Santa Rosa, Petaluma and Sonoma County neighborhoods and homes that interest you the most. In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you. Remember: As a top Santa Rosa, Petaluma and Sonoma County real estate agent, it's my job to know this area inside and out, and I want to make your transition as smooth as possible. To get started, fill out the form to request my FREE Santa Rosa, Petaluma and Sonoma County, California Relocation Package. I'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong...  Are you new to the area? Request my FREE package of Santa Rosa, Petaluma and Sonoma County relocation information. It's my job to help! There's no obligation, and I promise to respond quickly... 
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About Appraisals >Three Caballeros
When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.
Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.
This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.
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| Q |
What recent hit movie features a field trip scene that supposedly takes place at Columbia University in New York?
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| A |
The scene in the movie "Spider-Man", where Peter Parker shoots photos of Mary Jane and is bitten by the spider, was actually filmed in the Museum of Natural History in Los Angeles, California. |
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